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What awaits a mortgage in the secondary housing market

Sales in the secondary housing market fell many times more than in the primary market. The main reason is that the fins subsidized the mortgage bet on new buildings, but they did not do this with secondary housing.

Reducing prices in the secondary housing market, especially noticeably in the spring compared to the prices of autumn 2014. For example, a one -room apartment on the avenue, last fall was sold for 2.6 million rubles, a similar apartment found its buyer this spring for 2.1 million rubles.

Many citizens were helped by the application to the bank for a mortgage to solve housing problems. Trading for apartments has also changed. If earlier he reached within 20-50 thousand rubles, now it is sometimes 100-150 thousand rubles. And the apartments of a large area of ​​bargaining can reach even up to 300 thousand rubles.

Views have become much less frequent. If earlier, in the fall of 2014, liquid one-room and two-room apartments watched almost daily, now these views make up, somewhere once a week.

If a year ago the demand exceeded the proposal, then today we are observing the opposite phenomenon. Now we can say with confidence that the market of secondary housing began to dictate the buyer, not the seller.

Housing prices often do not suit the seller. The buyer may agree to the terms of the buyer, that is, to give in in price or wait for the next viewing. A potential buyer can offer the price much lower than the one that was proposed earlier.

Because weekly prices continue to decline. Accordingly, such a situation may develop here that the difference between the purchased and sold by real estate can be reduced if the seller acquires a lesser living space in the future or increase if he acquires a large living space.

If the seller wants to sell the apartment as quickly as possible, then he needs to be prepared for the fact that he will have to revise prices weekly. The primary market, in which a mortgage with state support began to act partially partially pulling buyers. If you are interested in a questionnaire for a mortgage that can be sent to all the banks of your city, then it is here.

To support and help a private trader to sell his apartment more expensive at first glance there is no sense. Today, an understanding of the need to stimulate demand in the secondary market appeared not only among realtors, but also the power of holding.

Indeed, in order to buy a large two -room or three -room apartment in the same house under construction, you must first sell your secondary housing, and it is now sold now.